Listing provided courtesy of Keller Williams Realty Service- MLS# 642045MLS Provider

95 Waterside DriveSparta, KY 41086

Single Family · 3 Beds · 2 Full Baths · 2,037 Sq. ft. | 0.93 Acres
$434,900 Active

95 Waterside Drive Overview

Time on Site:
61 days
Visits:
4

Nearly 1-Acre Lakefront Retreat in Scenic View Estates Near Crystal Lake Escape to peaceful lake living in Scenic View Estates on Craig's Creek Lake near Crystal Lake. Situated on a rare 0.93-acre waterfront lot, this two-story retreat offers more land and flexibility than many surrounding homes. Step inside to discover 3 bedrooms, 2 full baths, a huge great room filled with natural light, soaring cathedral ceilings, and a casual dining room combo with deck access designed for easy entertaining. One bedroom features an ensuite bath on the main level with no-step access, offering added convenience for guests or everyday living. A versatile man cave provides the perfect space for game nights, hobbies, or relaxing after a day on the water. You will find the oversized two-car garage to offer plenty of room for vehicles, storage, and lake toys. Enjoy quiet mornings overlooking the water, afternoons boating or kayaking from your private dock, and evenings fishing from your backyard. With water access leading to the Ohio River, the adventure doesn't stop at the shoreline. Positioned on higher ground, the home captures rare, panoramic water views that extend all the way to the shoreline. Set on nearly an acre the property offers endless opportunities for outdoor fun- from volleyball and horseshoes to backyard cookouts with family and friends. The expansive garage easily accommodates recreational vehicles while additional dock slot and land provides endless possibilities for a future detached garage, workshop or pool. Why drive hours to Lake Cumberland or Norris Lake when this waterfront escape offers the lake lifestyle you've been dreaming of--closer to home? Schedule your showing today!

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95 Waterside Drive Facts & Features

  • Type Single Family
  • Sq. ft. 2,037
  • Price/Sq.ft. $214
  • Lot 0.93 Acres

Details

General

Association/HOA

  • Association: No

School Information

  • Elementary School: Gallatin County Elementary
  • Middle Or Junior School: Gallatin County Middle School
  • High School: Gallatin County High

Building Information

  • New Construction: No
  • Security Features: Smoke Detector: true
  • Sewer: Public Sewer: true
  • Year Built: 2006

Location/Region

  • County Or Parish: Gallatin
  • MLS Area Major: K13 - Gallatin Cty
  • MLS Area Minor: K13 - Gallatin Cty

Parking Information

  • Parking Features: Garage Door Opener: true
  • Parking Features: Garage Faces Front: true

General Information

  • Parcel Number: 9-SVE-028-&-029
  • Property Condition: Existing Structure
  • Property Sub Type: Single Family Residence
  • Property Type: Residential

Interior

Building Information

  • Cooling: Central Air: true
  • Heating: Electric2: true
  • Heating: Forced Air: true

Parking Information

  • Garage Spaces: 2.0
  • Garage: Yes

Beds/Baths

  • Bathrooms Full: 2
  • Bathrooms Half: 0
  • Bathrooms Total: 2
  • Bedrooms Total: 3

Building Interior

  • Building Area Total: 2037.0
  • Interior Features: Ceiling Fan: true
  • Interior Features: High Ceilings: true
  • Interior Features: Laminate Counters: true
  • Interior Features: Open Floorplan: true
  • Interior Features: Recessed Lighting: true
  • Interior Features: Vaulted Ceiling: true
  • Laundry Features: Electric Dryer Hookup: true
  • Laundry Features: Upper Level: true
  • Laundry Features: Washer Hookup: true

General Information

  • Appliances: Wine Cooler, Electric Oven, Electric Range, Dishwasher, Dryer, Microwave, Refrigerator, Washer
  • Electric: Circuit Breakers
  • Fireplace: No
  • Foundation Details: Poured Concrete
  • Interior Features: Laminate Counters, Walk-In Closet(s), Storage, Pantry, Open Floorplan, Eat-in Kitchen, Dry Bar, Built-in Features, Cathedral Ceiling(s), Ceiling Fan(s), High Ceilings, Recessed Lighting, Vaulted Ceiling(s)
  • Laundry Features: Electric Dryer Hookup, Laundry Room, Upper Level, Washer Hookup
  • Living Area: 2037.0
  • Living Area Units: Square Feet
  • Rooms Total: 10
  • Security Features: Smoke Detector(s)

Exterior

Parking Information

  • Parking Features: Driveway, Garage, Garage Door Opener, Garage Faces Front, Off Street

Lot Information

  • Additional Parcels Description: Lot #29 includes Lot #28 Dock Slot #13
  • Lot Features: Cleared, Cul-De-Sac, Sloped Down, Waterfront, Wooded
  • Lot Size Acres: 0.93
  • Lot Size Area: 0.93
  • Lot Size Dimensions: 156'x159'x221'x217'x17'x30'x33'
  • Lot Size Source: Estimated
  • Lot Size Square Feet: 40511.0
  • Lot Size Units: Acres
  • Road Surface Type: Paved
  • Water Source: Public

Waterfront/View

  • View: Lake, Neighborhood, River, Trees/Woods
  • View: Lake2: true
  • View: Neighborhood: true
  • View: River: true
  • View: TreesWoods: true

Building Exterior/Construction

  • Attached Garage: No
  • Construction Materials: Vinyl Siding
  • Patio And Porch Features: Deck
  • Property Attached: No
  • Roof: Shingle

General Information

  • Exterior Features: Dock, Other
  • Road Frontage Type: State Road
  • Sewer: Public Sewer
  • Utilities: Cable Available, Sewer Available, Water Available

95 Waterside Drive Neighborhood

Community

41086 (SPARTA) Demographics

41
Median Age
39
Population Density (per sq. mile)
19%
College Educated
$51,649
Estimated Median Income
831
Estimated Total Home Owners
112
Estimated Total Renters
88% / 12%
Estimated Owner / Renter Divide
3
Estimated Average Household Size
Community data courtesy of LiveBy, Inc.

Schools

School data courtesy of LiveBy, Inc. School ratings are based on a scale of 1-5, with 5 being the highest rating and 1 being the lowest rating.

95 Waterside Drive Monthly Cost

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* All calculations are estimates and provided by Reliance Network, for informational purposes only. Actual amounts may vary. ** Assumes 6.50% APR, 20% down payment, and conventional 30-year fixed rate first mortgage. Rates cited are for instructional purposes only; current rates are subject to change at any time without notice. You should not make any decisions based simply on the information provided. Additional required amounts such as taxes, insurance, homeowner association dues, assessments, mortgage insurance premiums, flood insurance or other such required payments should also be considered. Contact your mortgage company for current rates and additional information. Any mortgage broker or insurance agent that may appear is independent and is not affiliated with, endorsed by, or provided by the MLS.

95 Waterside Drive Market Data

Based on the last 30 days in this zip code

$391,092
Average List Price
$291
Average Price per Square Foot
3
Properties Sold
91
Average Days on Market
14
Properties for Sale
Calculations provided by Reliance Network

95 Waterside Drive History

Date Event Value Agent
6/2/2026Source: Northern Kentucky MLS Price Reduction
$434,900 -3.4%
4/29/2026Source: Northern Kentucky MLS Added to Database
April 29, 2026